Vision and Mission


To be the leading provider of comprehensive, independent, reliable and accurate credit information through the efficient collection of credit data and the use of state-of-the-art technology and facilities.


To help improve the overall availability of credit especially to micro, small and medium-scale enterprises; To provide mechanisms to make credit more cost-effective and reduce the excessive dependence on collateral to secure credit facilities; To continually educate the public on the benefits of credit information to the economy, create awareness on the rights of consumers/borrowers to access their credit information and ensure that these are accurate; and To create a healthy balance between the need for reliable credit information and the safeguarding consumer protection, ensuring a free and healthy competition in the industry.