Mandate
Under Republic Act No. 9510, the Credit Information Corporation has the powers and functions to receive and consolidate basic credit data, to act as a central registry or central repository of credit information, and to provide access to reliable, standardized information on credit history and financial condition of borrowers.
Vision
We shall be the only and sustainable source of reliable, comprehensive, timely, and internationally accepted credit information in the country.
Mission
We faithfully implement the Credit Information System Act (CISA) of 2008.
Pursuant to this mandate, we efficiently and effectively receive, consolidate, and make available reliable and useful positive and negative credit information at least cost.
We do this through a secured centralized credit information system using innovative technologies managed by highly competent and motivated human resources.
By doing so, we strengthen decision-making and risk management in the Philippine credit ecosystem, reduce the overall cost of credit and reliance on collateral, protect consumer rights, and contribute to fair and inclusive credit access to all Filipinos.
Core Values
Customer Centricity
Results-Driven
Integrity
Solution-Oriented
Precision
Innovation
Excellence
Solidarity
Supervision
The CIC is supervised by the Governance Commission for GOCCs (GCG) that regularly reviews its policies, operations, and major decisions. The GCG was created under Republic Act 10149, otherwise known as the GOCC Governance Act of 2011.
GCG Memorandum Order No. 2014-02 CIC Organizational Structure
Board of Directors
Composition A 15-member Board of Directors governs the CIC.
Public Sector Representatives
Heading the CIC is the chairperson of the Securities and Exchange Commission (SEC) who serves in an ex-officio capacity. Seven Board members represent the National Government and are appointed by the President of the Philippines to serve as ex-officio members.
Private Sector Representatives
Six other Board members represent the private sector investors and are appointed by their respective associations.